CHARM
CHARM-Retirement.com is an all-encompassing platform empowering you to retire right. This holistic online destination brings together comprehensive resources and personalized support to help you confidently navigate every facet of this exciting new chapter. Embrace the freedom, fulfilment, and fun that await in your retirement with CHARM as your trusted companion.

Recent Post

Meet Wall Street’s Newest Major Stock Split: It Has Soared 1,730% Since Its 2012 IPO, and There Is Plenty of Upside Left

A stock split is a corporate action in which a company increases the number of shares it has outstanding by dividing existing shares into multiple shares and proportionately decreasing its share price. Stock splits don’t change a company’s intrinsic value, but they can garner significant attention because they make each share more affordable, potentially increasing

Stock Market

US MARKETS CALL: Still Proceeding Cautiously

On September 15, we advised investors to proceed with caution. We pushed out our 8,400 S&P 500 target from year-end 2026 to mid-2027 and set 7,900 as our new year-end target. On October 14, we reiterated our caution. Sure enough, the stock market has been turbulent since mid-September, with AI-related stocks falling sharply. We are

Prediction: The Stock Market Will Soar After Midterm Elections

The midterm elections are fast approaching, and the world will be watching as voters head to the polls on Nov. 3 to elect their state representatives in the U.S. House of Representatives and the U.S. Senate. With politics as partisan as ever and so much going on in the world, including the Iran war, investors

Trump criticised France's immigration policies while addressing a campaign rally for Republican candidates in Perry, Georgia. (AP/Bloomberg)
World News

Trump says France ‘burning down’ because it opens borders to people ‘who hate it’; claims protests not related to education

US President Donald Trump on Saturday said France was “burning down” because it opened its borders to people who “hate it”, dismissing claims that protests were linked to education. Trump criticised France’s immigration policies while addressing a campaign rally for Republican candidates in Perry, Georgia. (AP/Bloomberg) “They have police in France, but they’re not allowed

BE Stock Sees Worst Single-Day Fall In 3 Months — Jefferies Trims Price Target, Flags Lack Of Updates On Its Largest Opportunity With Oracle

Jefferies said that despite management’s optimism that its backlog continues to grow faster than revenue, Bloom Energy did not provide a formal backlog update. JPMorgan also lowered its price target on Bloom, cutting it to $292 from $314 while maintaining an ‘Overweight’ rating. The firm attributed the reduction to lower trading multiples among Bloom Energy’s

A motorised auto-rickshaw powered by liquefied petroleum gas (LPG) passes a bridge amid rising fuel and LPG prices due to the Iran conflict, in Karachi, Pakistan. (Reuters)
World News

Pakistan reopens Gabd-Rimdan border with Iran after week-long trade halt

Pakistan reopened a key border crossing with Iran to resume bilateral trade and cross-border movement after a week-long suspension that stranded freight vehicles, disrupted supplies and aggravated concerns over LPG shortage ahead of winter. A motorised auto-rickshaw powered by liquefied petroleum gas (LPG) passes a bridge amid rising fuel and LPG prices due to the

A Boeing 787 Dreamliner of Riyadh Air at King Khalid International Airport in Riyadh.
World News

The Saudi Airline That Launched Right in the Middle of a War

The day after a missile hit the airport where Riyadh Air’s offices are based, the British boss of Saudi Arabia’s new airline wanted to soothe staff fears. A Boeing 787 Dreamliner of Riyadh Air at King Khalid International Airport in Riyadh. “We would never operate a flight or have people work in a building if

Stock Market

Stock Market Sell-Off: History Says This Is the Best Move to Make Right Now

So your portfolio is redder than a stoplight, and your AI stocks are doing their best impression of a deflating balloon. The Nasdaq Composite (^IXIC -0.21%) has fallen 7.6% from its early October highs, dragging other market indicators lower. Pullbacks of this magnitude tend to rattle investors, particularly those who piled into artificial intelligence plays

What the New Class C Share Structure Actually Means for Meta Platforms Stock Investors

Meta Platforms (META) is introducing non-voting Class C shares to widen its options for raising capital, rewarding employees, and financing acquisitions without weakening CEO Mark Zuckerberg’s voting control. On Wednesday, Oct. 21, the board approved the charter amendment alongside its Q3 results, with a revised certificate of incorporation scheduled to take effect on Tuesday, Jan.

5 Oversold AI Stocks: Where Wall Street Analysts Are Spotting 50%+ Upside

The AI selloff has opened a wide gap between share prices and Wall Street’s expectations. Some of the stocks below have lost nearly half their value in 30 days, while their average analyst targets still imply gains well above 50%. It sounds like an opportunity but can also mean the market has moved faster than

Is Nike Still a Growth Stock? Here’s the Answer.

By now, Nike (NYSE: NKE) shareholders are well aware that the company’s fiscal 2027 could be a tough stretch. In the company’s 2027 first-quarter earnings report, revenue fell 4% year over year to $11.2 billion, and net income slid 2% to $712 million. The athletic wear giant has been in the midst of a turnaround

Banner
World News

UK police arrest 15-year-old boy for photoshopping local politician into rabbit

West Midlands Police in the United Kingdom, on August 3, detained a 15-year-old boy identified only as Fraser, for allegedly mocking a local politician, Simon Bennett, in social media posts, including one that photoshopped him into a rabbit. Police officers stormed the teenager’s family home in the early hours of the day while he was

Jim Cramer’s Case for “Accidental High Yielders” When the Fed Shakes the Market

Quick Read Verizon’s 6.3% yield is backed by strong coverage, with dividends consuming only 57% of EPS guidance and 58% of first-half free cash flow. T. Rowe Price’s quarterly dividend grew from $1.24 to $1.30 while its share price fell 37%, but $56.9 billion in 2025 client outflows signal real business damage. Cramer calls accidental

Verizon (VZ) Stock Looks Reasonable After A 62% Three Year Gain

Verizon Communications has delivered a strong multi year share price gain, leaving investors asking whether the current US$44.66 stock price is fully supported by the earnings the business is generating today. Over the past 3 years the stock has returned 62.4%, which puts more weight on the question of how closely its market value now

Lifestyle

Air pollution, chemicals fuelling South Asia’s diabetes and heart disease crisis: Lancet paper

Diet and sedentary lifestyle only explain part of South Asia’s health epidemic. A new paper on Lancet argues that environmental exposure, including air pollution, endocrine-disrupting chemicals, and climate-related stress, is driving the surge in diseases Excess calorie consumption and physical inactivity are often cited as the main drivers of obesity, diabetes and heart disease. Yet,

Lifestyle

Top 10 Best Places in the World to Visit in 2027

From Canada’s historic cities and coastal landscapes to Europe’s lesser-known cultural destinations, 2027 is shaping up to be an exciting year for travellers looking to explore somewhere different. While famous tourist hotspots continue to attract millions of visitors, destinations offering authentic local experiences, natural beauty, and distinctive cultural heritage are becoming increasingly appealing. The destinations

travel

Storm Boelo causes chaos at Stansted as ‘do not travel’ warning issued | News UK

Back-to-back storms are causing havoc on the railway this weekend (Picture: Shutterstock/David Cold Weather) If you’re hoping to get to Stansted Airport this weekend, you may have to find alternative means thanks to Storm Boelo. Stormy weather disrupted Stansted Express services today, with a ‘do not travel’ warning issued. Yesterday evening, Greater Anglia said a

Can GigaCloud Technology (GCT) Stay Below Fair Value On Cash Flow?

GigaCloud Technology has delivered a very strong share price run in recent years, which naturally raises a question for anyone looking at the stock today. Are the cash flows behind GigaCloud Technology robust enough, and predictable enough, to support where the share price now trades? Over the past 3 years, GigaCloud Technology has produced a

Is MP Materials Stock a Millionaire Maker?

MP Materials (NYSE: MP) has ample long-term growth potential, but can it become a “millionaire maker?” Trading at a nearly $7 billion valuation, the company has grown very far, very fast, making it questionable whether a small investment can grow into a $1 million position. Yet while MP Materials stock may not make you a

Caterpillar Is Quietly Becoming an AI Stock. Here’s the Segment Growing 72% That Proves It.

When most people think of Caterpillar (NYSE: CAT), they think of the iconic yellow tractors, harvesters, and other farm equipment that have powered American agriculture for over a century. And of course, the company is also known for its construction equipment, including backhoes, bulldozers, and excavators (also yellow), among many other types of heavy equipment.

Applied Materials Sinks 17% in a Week After a Forecast-Free Investor Day: “Tremendous Confidence”

Applied Materials Sinks 17% in a Week After a Forecast-Free Investor Day: “Tremendous Confidence” ©@Kittipong Jirasukhanont from PhonlamaiPhoto’s Images via Canva, @Iulian Catalin’s Images via Canva Key Takeaways Applied Materials stock has declined 24% since October 12, including a 6.7% drop following its October 13 investor presentation. Management outlined ambitious 2030 profitability targets but declined

OpenAI Resumes Training AI Models Without Internet After Cyber Incidents
World News

OpenAI Resumes Training AI Models Without Internet After Cyber Incidents

Concerns are mounting over the ability of AI agents to exploit software flaws Sam Altman-led OpenAI said on Friday it had resumed reinforcement learning training and internal use of its most advanced AI solutions after it tightened security controls and barred internet access for frontier-model training. Concerns are mounting over the ability of increasingly capable