Robert Kiyosaki warns baby boomers’ investments will be crushed. Is he right?
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Robert Kiyosaki is notorious for claiming that the next big market crash is coming.
And given that most Americans’ retirement savings are invested in stocks, a crash would be devastating for older Americans’ wealth.
So when Kiyosaki tweeted, “BABY BOOMERS BUST. Tragically [the] biggest bubble in history will wipe out baby boomers because Boomers are the first generation with flimsy 401Ks. Stock market [is] set to crash,” on X (1), some were rightfully concerned. But since that tweet, the S&P 500 has continued a successful run, increasing by 36% (2).
While Kiyosaki’s predictions have been incorrect on numerous occasions, it is not uncommon for markets to boom and then eventually bust.
Markets are cyclical, but without a crystal ball, it’s impossible know exactly when the bust will happen. Diversifying your portfolio can help hedge against any impending stock market downturns.
Kiyosaki recommends two types of alternative investments that can help protect your wealth from volatile markets.
One popular choice for those seeking to hedge their wealth against the stock market? Gold.
Unlike fiat money, which can be printed at any time, gold can’t be spun out of thin air. That’s one reason why Kiyosaki has been investing in this asset class since 1972 (3).
In 2025, Kiyosaki predicted, “My target price for Gold is $27k. I got this price from friend Jim Rickards…and I own two goldmines (4).”
While gold has a long way to go to reach that point, its recent climb has been notable. The precious metal’s value increased by 71% over the past year, hitting $4,673 per ounce as of January 2026 (5).
With gold prices so high, the average investor may worry they don’t have the funds to enter this rising market.
Gold IRAs allow investors to hold physical gold or gold-related assets within a retirement account, combining the tax advantages of an IRA with the protective benefits of investing in gold. This makes it a solid option for those seeking to shield their retirement funds from economic uncertainties.
Keep in mind that holding physical gold requires storage, which means paying storage fees in addition to other investment fees, so make sure to do your research and crunch the numbers before making a long-term decision.
With over 20 years of industry experience, Priority Gold has earned an A+ rating from the Better Business Bureau and a 5-star rating on TrustLink.
To learn more about how Priority Gold can help you reduce the impact of a potential crash on your nest egg, download their free 2026 gold investor bundle today.
Even though Bitcoin can be more volatile than the stock market, Kiyosaki is a firm believer in its wealth-growing potential.
He shared some extremely optimistic predictions for Bitcoin, posting: “My target price for Bitcoin is $250k in 2026 (6).”
Bitcoin’s price is hovering around $93,110 as of January 2026 (7) — the alternative asset has actually lost more than 11% of its value over the last year. To reach Kiyosaki’s price target, it would need to soar by 168%.
And for those nearing retirement, it’s important to remember this volatility comes with serious risk. While Bitcoin’s value has grown by 190% over the past five years, it’s been an incredibly bumpy ride for anyone who’s held on.
If you’re comfortable with such a high level of risk, you may want to consider holding a small amount of crypto — but it’s important to find a reliable platform to invest with.
One platform worth considering is Robinhood Crypto, where users can buy and sell crypto with as little as $1 without any trading fees or commissions. You can also access dozens of other coins if your faith in Bitcoin has been shaken.
While financial guidance isn’t the first thing Americans consider when hedging their wealth against economic downturns, investing in personalized advice can yield significant returns.
A study from Cornell University found that those who used a financial planner during the Great Recession actually preserved and increased the value of their assets — while those who didn’t experienced a negative impact on their wealth (8).
Finding the right advisor is simple with Advisor.com. Their platform connects you with licensed financial professionals in your area who can provide personalized guidance.
A professional advisor can also help you determine how many years you have left to invest before retirement, and assess your comfort level with market fluctuations — two key factors in building the right asset mix for your portfolio.
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