While many Baby Boomers have enjoyed a long bull market over the past 35 years, there is a point when income becomes more critical than stock appreciation. The reason is simple: those who leave their careers to enjoy a well-deserved retirement lose the benefits of a regular salary and their jobs, such as 401(k) matching and company-paid healthcare. In addition, many baby boomers use their retirement years to travel and enjoy the rewards they have worked hard to achieve throughout their lives. Choosing investments wisely is imperative, and at 24/7 Wall St., we continually seek the best ideas for Baby Boomers and Retirees.

• Interest rates are likely to stay put until summer and may not be lowered until next year.

• Quality stocks that pay dividends every 30 days are a perfect fit for Boomer retirees looking to supplement Social Security payments.

• With the stock market wobbling, it makes sense to scale buy these solid stocks over the next few months.

• Have You read The New Report Shaking Up Retirement Plans? Americans are answering three questions and many are realizing they can retire earlier than expected.

A monthly check from your stock portfolio makes sense for most people with bills and expenses due every 30 days, especially in a world where prices are consistently rising. Items like mortgage payments, rent, utilities, cell phone and internet bills, trash collection, and even grocery bills are always due each month. A steady stream of passive monthly income can be a huge help in meeting those obligations. With the potential for heightened volatility after the attack on Iran, and higher gasoline prices at least in the near term, it makes sense to generate as much monthly income as possible, which can arrive just like Social Security every 30 days.

Have You read The New Report Shaking Up Retirement Plans? Americans are answering three questions and many are realizing they can retire earlier than expected.

We screened our 24/7 Wall Street research database for quality companies rated Buy by major Wall Street firms that paid monthly dividends, then we back-checked those stocks via top AI websites. Five seem like great ideas for Baby Boomer passive income-oriented investors seeking upside appreciation. Plus, by choosing among the safest prices in the monthly dividend arena, investors can sleep a little easier at night.

Since 1926, dividends have accounted for approximately 32% of the S&P 500’s total return, while capital appreciation has accounted for 68%. Therefore, sustainable dividend income and the potential for capital appreciation are essential to total return expectations. A study by Hartford Funds, in collaboration with Ned Davis Research, found that dividend stocks delivered an annualized return of 9.18% over the 50 years from 1973 to 2023. Over the same timeline, this was more than double the annualized return for non-payers (3.95%).

Agree Realty (NYSE: ADC) is an $ 8+ billion industry leader in the acquisition & development of properties net-leased to retailers. This mid-cap stock offers a reliable 3.92% dividend and strong upside potential. Agree Realty is a publicly traded real estate investment trust that acquires and develops properties net-leased to industry-leading, omnichannel retail tenants.

The company’s assets are held by, and all of its operations are conducted directly or indirectly through, the operating partnership of which the company is the sole general partner.

Agree Realty owns over 2,370 single-tenant retail properties leased to investment-grade retailers, including Walmart, Dollar General, and Home Depot. It has a strong dividend safety profile and an investment-grade balance sheet. Importantly, its diversified portfolio, with no tenant accounting for more than 8% of rent, and its focus on e-commerce-resistant sectors like grocery and home improvement, ensure resilience. Plus, for investors concerned with investment safety, its BBB+ credit rating and strong dividend coverage support its reliability.

Its portfolio comprises over 2,370 properties in 50 states, totaling approximately 48.8 million square feet of gross leasable area. The company’s properties are located in:

• Texas

• Ohio

• Florida

• Michigan

• Illinois

• North Carolina

• New Jersey

• Pennsylvania

• California

• New York

• Georgia

• Virginia

• Connecticut

• Wisconsin

Agree Realty tenants include these companies:

• Walmart

• Dollar General

• Tractor Supply

• Best Buy

• Dollar Tree

• TJX Companies

• O’Reilly Auto Parts

• CVS

• Kroger

• Lowe’s

• Hobby Lobby

• Burlington

• Sherwin-Williams

• Sunbelt Rentals

• Wawa

• Home Depot

• TBC

• Gerber Collision

Raymond James has a Strong Buy rating and a $90 target price.

This real estate investment trust (REIT) invests in some of the most popular entertainment companies. EPR Properties (NYSE: EPR) is a leading experiential net-lease real estate investment trust specializing in select enduring experiential properties and pays a 6.58% dividend. EPR recently increased its monthly dividend by 5.1% and expects FFO per share growth of more than 5% in 2026, supporting continued dividend increases.

The company operates through two segments. The Experiential segment consists of approximately:

• 157 theater properties

• 58 eat and play properties

• 24 attraction properties

• 11 ski properties

• Four experiential lodging properties

• One gaming property

• One cultural property

• 22 fitness and wellness properties

The company’s education segment comprises 59 early childhood education centers and nine private schools.

EPR Properties’ investment portfolio includes ownership of and long-term mortgages on experiential and educational properties. The company has investments in approximately 44 states. All the company’s owned single-tenant properties are leased on long-term, triple-net terms.

Raymond James has an Outperform rating with a $60 price objective.

This healthcare REIT specializes in seniors housing and skilled nursing facilities, offering exposure to the growing healthcare real estate sector with a monthly dividend yield of 5.94%. LTC Properties (NYSE: LTC) invests in senior housing and healthcare properties through sale-leasebacks, mortgage financing, joint ventures, construction financing, and structured finance solutions, including preferred equity and mezzanine lending. The company invests in senior housing and skilled nursing properties secured by triple-net leases, mortgage loans, and other cash-generating structures, giving it relatively steady income to support its monthly dividend.

LTC focuses on senior housing and long-term care facilities, benefiting from the aging U.S. population. Its sale-and-leaseback model generates stable cash flow without landlord responsibilities. As a REIT, it must distribute 90% of taxable income, ensuring reliable dividends. It’s a smaller $1.6 billion market cap, but it still supports consistent payouts.

It invests in various properties, including:

• Skilled nursing centers, which provide restorative, rehabilitative, and nursing care

• Assisted living facilities that serve people who require assistance with activities of daily living

• Independent living facilities, also known as retirement communities or senior apartments, offer a community and numerous levels of service, such as laundry, housekeeping, dining options/meal plans, exercise and wellness programs, transportation, social, cultural, and recreational activities, on-site security, and others

• Memory care facilities offer specialized options for people with Alzheimer’s disease and other forms of dementia

JMP Securities has a Market Outperform rating with a $43 target.

Realty Income (NYSE: O) has consistently paid monthly dividends for years. The REIT owns over 15,000 properties leased primarily to defensive retailers. This is an ideal stock for growth and income investors seeking a safer contrarian idea for the rest of 2026, with a 4.96% dividend yield. Realty Income is an S&P 500 company that acquires and manages freestanding commercial properties that generate rental revenue under long-term net lease agreements with its commercial clients.

It is engaged in a single business activity: leasing property to clients, generally on a net basis. This business activity spans various geographic boundaries and encompasses a range of property types and clients across multiple industries. Widely considered the gold standard of monthly dividend stocks, Realty Income has been paying dividends since 1969. It has paid 667 consecutive monthly dividends as of early 2026 and increased its dividend 132 times since its 1994 IPO.

The company owns or holds interests in approximately 15,621 properties in all 50 U.S. states and:

• United Kingdom

• France

• Germany

• Ireland

• Italy

• Portugal

• Spain

With clients operating in 89 industries, its property types include retail, industrial, gaming, and other categories such as agriculture and office. Its primary industry concentrations include:

• Grocery stores

• Convenience stores

• Dollar stores

• Drug stores

• Home improvement stores

• Restaurants

UBS has a Buy rating with a $72 target price.

This industrial REIT focuses on the acquisition, ownership, and operation of single-tenant industrial properties throughout the United States, targeting properties with strong fundamentals. Stag Industrial (NYSE: STAG) maintains a consistent monthly dividend policy at 3.97%.

The company owns and operates industrial warehouses and distribution centers—the backbone of e-commerce logistics. It reported strong Q4 2025 results with 97.5% occupancy, driven by ongoing e-commerce demand. Its industrial-focused portfolio provides steady, recession-resistant cash flows.

Stag’s diversified tenant base (no tenant > 4% of rent) and moderate leverage (BBB credit rating) mitigate risk. While more cyclical than retail REITs, Stag’s focus on e-commerce-driven logistics supports growth, and it has raised its dividend annually since going public in 2011.

Its platform is designed to identify properties for acquisition that offer relative value across CBRE-EA Tier 1 industrial property types and tenants through the principled application of its proprietary risk assessment model; to provide growth through sophisticated industrial operations and an attractive opportunity set; and to capitalize on its business appropriately given the characteristics of its assets.

The company’s portfolio consists of approximately 590 buildings across 41 states, totaling approximately 116.6 million rentable square feet. It owns all its properties and conducts all its business substantially through Stag Industrial Operating Partnership.

Evercore ISI has an Outperform rating with a $42 target price.

You may think retirement is about picking the best stocks or ETFs and saving as much as possible, but you’d be wrong. After the release of a new retirement income report, wealthy Americans are rethinking their plans and realizing that even modest portfolios can be serious cash machines.

Many are even learning they can retire earlier than expected.

If you’re thinking about retiring or know someone who is, take 5 minutes to learn more here.