China woman buys US$28 ‘love insurance’, claims US$1,400 when she gets married a decade later

A Chinese woman who bought a “love insurance” policy for 199 yuan (US$28) in 2016 claimed a 10,000-yuan (US$1,400) payout ten years later.

The payout came after she and her partner officially registered their marriage in 2025, following a decade long relationship.

The woman surnamed Wu from Xian, Shaanxi province in central China, met her husband, surnamed Wang, in secondary school.

The couple, above, say they have not decided what to spend their insurance windfall on yet. Photo: QQ.com
The couple, above, say they have not decided what to spend their insurance windfall on yet. Photo: QQ.com

The pair began dating and officially entered a relationship in 2015 after enrolling at the same university. They were both born after 1995.

In 2016, Wu bought a discounted “love insurance” policy for 199 yuan as a gift for her boyfriend.

Wang recalled that he was initially very sceptical, saying: “She said she bought love insurance; my first reaction was that she had been scammed.”

The policy, whose standard price was 299 yuan (US$42), was issued by China Life Property and Casualty Insurance Company Limited.

The couple framed their “certificate of love” and hung it on a wall. Photo: QQ.com
The couple framed their “certificate of love” and hung it on a wall. Photo: QQ.com

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